Wage Garnishment and Bank Levies

Fighting to Stop Wage Garnishment and Bank Levies

Did you know that if you are unable to pay your debts, creditors can take money out of your paychecks and even wipe out your entire bank account? At the Law Offices of James C. Shields, we help people avoid these harsh debt collection tactics by helping them seek the protections of Chapter 7 and Chapter 13 bankruptcy. Our skilled lawyers will work for you, to ensure that your hard-earned money remains yours.

We represent people from Los Angeles, Orange, Riverside, San Bernardino counties. Contact us today at (866) 959-3531 or (310) 961-4386 to discuss your debt relief options.

Wage Garnishment

At the California Law Offices of James C. Shields, we help people who are facing wage garnishment. If you are in debt and a creditor receives a judgment against you, that creditor can garnish your wages by up to 25 percent of the amount over the federal minimum wage that you earn that is not otherwise exempt. For people who are already struggling with debt, this can be a devastating turn of events.

Bank Levies

Another creditor action is freezing bank accounts to pay down debts. A creditor, who receives a judgment against you, needs to obtain a Writ of Execution from the court, and then go through the sheriff to enforce the levy and collect the money from your bank account. Unlike garnishment, there is no limit to the amount that can be taken in a bank levy. They are allowed to take everything you have up to the amount you owe, plus court fees.

Protect Yourself

Filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy will stop both wage garnishment and bank levies. Our attorneys have extensive experience using the protections of the bankruptcy code to help our clients keep the money they have. Whatever situation you are in, we will tailor a legal approach to meet your specific goals and needs.

Schedule Your Free Consultation Today

If you are facing wage garnishment or a bank account levy, we can help you seek debt relief. Contact us today online or by telephone at (866) 959-3531 or (310) 961-4386 to schedule your free initial consultation with an experienced bankruptcy lawyer. We are open on Saturdays and are available before or after regular business hours by appointment. For your convenience, we accept checks and debit cards as forms of payment.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.